E F Solutions Ltd, 14 Egbert Road, Faversham, Kent, ME13 8SJ
Tel. 01795 534511 -- Mobile. 07850 320241 -- E. thomasgullett@outlook.com
 
 
Your home may be repossessed if you do not keep up repayments on your mortgage.



Buying a house is one of the most important purchases you will make. At E F Solutions Ltd we know that buying a home for the first time can be an intimidating process with many questions needing answered...

How much can I borrow? What will the repayments be? What fees do I need to pay? What if I donít have a deposit?
Our advisors will talk you through the financial aspects of the buying process and provide you with advice from the whole mortgage market to find you the most suitable product
suited to your circumstances.


Deposit
Currently mortgage lenders will lend up to 95% of the value or purchase price, whichever is the lower. This means that you will be required to put 10% deposit down and the more deposit you can produce the better deal lenders will offer.

Donít worry if you canít produce this size of deposit, E F Solutions Ltd can look at alternative ways of getting you on the property ladder which include:

Shared Equity
Shared Ownership

How much can I borrow?
The majority of mortgage lenders will calculate how much they will lend based on affordability where they analyse your monthly income and expenditure. E F Solutions Ltd can obtain an accurate borrowing figure based on your circumstances.

Solicitor
Buying your first property is probably the first time many clients have ever needed a solicitor. Our advisors can provide you with a solicitor who offers very competitive legal fees when you arrange your mortgage with E F Solutions Ltd.


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EF Solutions Limited is an appointed representative of Intrinsic Financial Planning Limited and Intrinsic Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority. Intrinsic Financial Planning Limited and Intrinsic Mortgage Planning Limited are entered on the FCA register (http://www.fca.org.uk/register/) under reference 440703 and 440718.

EF Solutions Limited Registered in England & Wales No. 05274294. Registered Address: 70 Churchill Square, Kings Hill, Kent, ME19 4YU

The Financial Conduct Authority do not regulate Buy to Let Mortgages.

The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK