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Remortgages...

Let us help you Remortgage. When you remortgage, you are switching your mortgage to another lender.

Remortgages can be used for various reasons. However, most people simply switch mortgages because it will work out cheaper for them. For example, the introductory discounted interest rate may have finished with your current lender; therefore you could potentially get a new discount rate, with another lender. Another example is when you may need to re-mortgage to consolidate debts. It is worth noting that a remortgage is not the best option in all cases. Even if the lender you are considering switching to is offering a lower APR, you must take into consideration the facts that:

* The new lender may charge you for valuation and solicitors fees, even if you have already paid these for your mortgage with your current lender.

* If you switch mortgage remember to look at the overall repayment period. You may be able to pay less monthly, but check the final repayment date of the mortgage as well.

Also you may be able to switch your mortgage deal with your current lender, avoiding any unnecessary costs. Many lenders will allow you to switch your mortgage deal reasonably frequently. 

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME OR PROPERTY.
YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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EF Solutions Limited is an appointed representative of Intrinsic Financial Planning Limited and Intrinsic Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority. Intrinsic Financial Planning Limited and Intrinsic Mortgage Planning Limited are entered on the FCA register (http://www.fca.org.uk/register/) under reference 440703 and 440718.

EF Solutions Limited Registered in England & Wales No. 05274294. Registered Address: 70 Churchill Square, Kings Hill, Kent, ME19 4YU

The Financial Conduct Authority do not regulate Buy to Let Mortgages.

The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK